A ship in the harbor is safe, but that is not what ships are built for. – John A. Shedd

A quote that is obvious, yet carries a message to people with risk taking jobs. More precisely, this quote is of value to entrepreneurs, traders and investors.

A ship in the harbor is safe, but that is not what ships are built for

– John A. Shedd

In businesses that require risk taking, we find ourselves sometimes cowering from taking a step that have a significant investment risk. In these cases, this quote comes handy.
It means why be in a risk taking career, if we are risk avert.

For example: You want to open a fast food restaurant, but you hesitate to rent in a premium location.
ex 2: An investor feels a startup will be valuable but hesitate to put enough money to be in the funding round.